In order to make your first appointment the most productive, please bring as many of the following documents as you might have:

• Prior year’s tax return

• One month of paystubs for all workers living in your household

• List of all regular monthly expenses

• List of all debt (credit card, unpaid medical bills, unpaid taxes, etc)

• Most current bank statements on all accounts

• If you have a mortgage and car loan, bring the most current statement showing the monthly payment amount and the payoff amount

• Any paperwork you may have received indicating that creditors have taken legal action against you because of unpaid debt